“A well-functioning payment system can add to financial stability, enhance efficiency of economic activity and intermediation and enable financial inclusion.”
Afghanistan has a low digitization presence for payments with just 11 percent of people making digital payments.
There are significant barriers to digital services in Afaghanistan but only 2 percent of people stated they did not want a bank account. Also for female entrepreneurs some 90 percent said they wanted a bank account.
The need for a better payment system in Afghanistan is recognised by the central bank but the lack of infrastructure combined with lack of skills has made the roll out of digital services only possible to a small number in the population.
Afghanistan has a GDP of 19 billion dollars which places it 113 in the world with GDP per capita is only about 2000 dollars (#168).